Stop paying for health cover that isn’t built around you.
No jargon. No pressure.
Just honest help comparing health insurance.
Tell us a little about yourself and one of our specialists will help you compare options that actually suit your needs and budget.
We compare 18 of Australia’s leading health funds to help make choosing cover simpler - no jargon, no guesswork.
Trusted by Australians looking for simpler health insurance comparisons
The boring bits, explained properly
• Is this actually free?
Yep. Completely free. If you switch through us, the health fund pays us a commission. You don’t pay extra. Weird industry, we know.
• What if I switch then regret everything?
Fair. Most funds have a 30-day cooling off period. Change your mind, cancel, refund. No dramatic breakup required.
• So… how does this work?
You tell us what you need, what you’re paying, and what annoys you about your cover. We compare options and explain them without the jargon.
• Will I have to re-serve waiting periods?
Usually no. Same or lower cover = waiting periods carry over. Upgrading cover = only the extra bits may need new waits.
• Hospital vs Extras - what’s the difference?
Hospital = surgeries, hospital stays, treatment.
Extras = teeth, glasses, physio and all the expensive adult stuff.
• What are waiting periods, exactly?
Basically: “you need to hold the cover for X time before claiming”.
Common waits:2 months: general services
12 months: pregnancy/pre-existing conditions
The good news? Existing waits often transfer when switching.
• What’s involved in switching funds?
Usually easier than switching phone providers.
Choose cover → apply → old fund gets cancelled → done.
• What do I need before comparing?
Just these:
✓ Medicare card
✓ Current fund (if you have one)
✓ Rough idea what you’re paying
✓ 15 mins and a tiny bit of patience